Call Center 1500711
Depati
Enjoy modern transaction convenience with Bank Sumsel Babel. Trusted banking solutions for your future and family.
Attractive Interest
Competitive and rewarding interest rates
Fee Free
Free admin fees for certain balances
Safe & Guaranteed
Insured by LPS and supervised by OJK
About Depati
Know the Product
- Deposito Without Penalty, is a deposit that can be withdrawn at any time without penalty
Issuer Name
- PT Bank Pembangunan Daerah Sumatera Selatan and Bangka Belitung
Main Features
- Account Owner
Individual and non-individual - Currency
Rupiah - Placement period
1 month (ARO) - Placement Nominal
Minimum IDR 1,000,000,-
Maximum IDR 1,000,000,000,- - Interest Rate
1.75% Pa
Advantages
- Free to withdraw at any time without penalty.
- Can be used for individuals and non-individuals.
- Rupiah currency.
- Placement nominal starts from Rp 1 million to 1 billion.
- Time period of 1 month (ARO).
Requirements and Procedures for Opening an Account
- For individual and non-individual account holders
- Nominal IDR 1 million to 1 billion
- Time period 1 month (ARO)
- Submit identity documents in the form of e-KTP / KK for Indonesian citizens and Passports by attaching KITAS / KITAP / SKTT / Certificate from the company where they work.
- Fill out and sign the Account Opening Application and Approval Form.
Fees
- Stamp Duty
Rp 10,000,- (if any)
Risk
- Deposits at Bank Sumsel Babel with a balance of more than Rp2,000,000,000,- (two billion rupiah) or that earn interest rates above the guarantee rate set by the Deposit Insurance Corporation (LPS) are not included in the LPS guarantee program. If something happens to the Bank that causes risk to deposit funds, balances beyond the guaranteed limit will not get protection from LPS.
Simulation
- Simulation Example of Depati Interest Calculation
Pak Raden places his money in Depati at Bank Sumsel Babel with a nominal value of Rp 500,000,000,- with a period of 6 months on January 6, 2025. The deposit interest rate for time deposits with a maturity of 6 months is 2.75%.
On July 6, 2025, the principal amount of Rp 500,000,000 will also be transferred to the depositor's savings/current account. Interest is subject to 20% income tax.
- Compound Interest
On July 6, 2025, the principal amount of the deposit of Rp 500,000,000 and the total interest of Rp 6,819,245 will be transferred to the depositor's savings/current account.Interest is subject to 20% income tax.
- Example of Simulation of Time Deposit Disbursement Before Maturity
Pak Raden placed his money in Depati at Bank Sumsel Babel with a nominal value of Rp 250,000,000,- on January 6, 2025. Depati interest rate is 1.75%.
Nominal placement = Rp 250,000,000,-
Term = January 6 to February 6, 2025 = 31 days
Interest Rate 1.75%
Interest = Rp 297,260.27
Interest is transferred to the depositor's savings account/current account on the due date. Depati interest is subject to 20% income tax.
Additional Information
- Proof of Deposit Ownership
Proof of ownership is in the form of Bilyet Deposito. - Term Extension
Depati extension is ARO (Automated Roll Over), which is an automatic extension that is done without the need to issue a new deposit certificate. Customers must state the frequency of renewal (e.g. one, two, or three times) when opening a deposit. - Calculation of Deposit Interest
Time deposits are calculated based on the actual interest days calculated from the opening date to the maturity date (maturity date is not calculated). - How to Pay Interest
Paid monthly on the same date as the deposit opening date.
Disclaimer (Important to read)
- The Bank reserves the right to reject any application for account opening or other products if you do not meet the applicable terms and conditions.
- Customers are advised to read this Summary of Product and Service Information (RIPLAY) carefully to understand the benefits, costs, risks, and terms and conditions that apply. If there is anything that is unclear, the customer has the right to ask a Bank employee for further explanation before deciding to use this product.
FAQ
- Nasabah dapat menyampaikan pengaduan kepada Bank Sumsel Babel melalui Call center Support:
- Customer Care Hotline 1500711
- Customer Care Email contactcenter@banksumselbabel.com
Issuer Name
PT Bank Pembangunan Daerah Sumatera Selatan dan Bangka Belitung
Exclusive Benefits
More than just savings, our product offers added value for its loyal customers.
Annual Lucky Draw
A chance to win Grand Prize Luxury Cars, Cash, and hundreds of other electronic prizes drawn every year.
Insurance Protection
Free life insurance protection for customers with certain average balances, giving peace of mind to your family.
Competitive Interest Rates
Attractive and competitive savings interest rates calculated based on daily balance, keeping your savings growing.
Fast & Digital Services
Access our banking services more practically and efficiently online.
E-form Page
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Open E-form
COB Service
Optimize business cooperation through Cash Office Banking for integrated financial management.
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Product & Service Information Summary (RIPLAY)
This document contains complete information on features, benefits, risks, fees, and requirements according to regulator transparency standards. Learn more to understand your rights and obligations as a customer.
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