• Tabungan Pesirah (Regional Potential Activator) is a modern savings account from Bank Sumsel Babel that prioritises service and provides many easy transactions to customers.
  

• PT Bank Pembangunan Daerah Sumatera Selatan dan Bangka Belitung
  

• Account Owner
   Individual.
• Initial Deposit
   Minimum Rp 300.000,-
• Minimum Balance
   Minimum Rp 200.000,-
• Debit Card Type
   Blue ATM Card, Gold ATM Card & Platinum ATM Card
  

• Is a superior saving and transaction tool at Bank Sumsel Babel.
• Included in the Pesirah savings prize draw which is drawn per branch so that the chances of winning are greater.
• Equipped with transaction services using ATM-Debit cards and e-Banking services in the form of SMS Banking, Mobile Banking and Internet Banking.
  

• For the convenience and security of transactions, Customers are required to provide information and / or personal data that is true, accurate, and in accordance with actual conditions. If there is an error or data discrepancy, the customer will be responsible for any risks or consequences that arise.
• The Customer is fully responsible for the confidentiality and security of the account, including PIN, password, and access to digital banking services (e-channel). In the event of misuse by other parties, such as data theft or fraud, the risk is fully borne by the Customer. Make sure to always maintain the confidentiality of data and not give it to anyone, including those who claim to be Bank officers.
• Deposits at Bank Sumsel Babel with a balance of more than Rp2,000,000,000 (two billion rupiah) or that earn interest rates above the guarantee rate set by the Deposit Insurance Corporation (LPS) are not included in the LPS guarantee programme. If something happens to the Bank that causes risk to deposit funds, balances beyond the guaranteed limit will not get protection from LPS.
• Pesirah Savings interest rate may change at any time in accordance with the Bank's policy and market conditions. This change may affect the amount of interest received by the Customer. Therefore, it is recommended to always monitor the latest information regarding interest rates in order to make the right financial decisions.
• In certain situations, banking services may be disrupted due to factors beyond the Bank's control, such as system disruptions, power outages, natural disasters, or government policies. The Bank will endeavour to provide the best solution in such conditions, but the Customer needs to understand that there is a risk of transaction delays or disruptions in certain circumstances.
  

• Using rupiah currency.
• Specifically for individual customers who are Indonesian or foreigners.
• Bring identity documents in the form of KTP-el/KK in physical and / or digital form for Indonesian citizens and Passports by attaching KITAS / KITAP / SKTT / Certificate from the company where they work for foreigners.
• Fill out and sign the Account Opening Application and Approval Form.
• Submit an initial deposit.
  

• Monthly Administration Fee Rp.16.000,-
• Minimum balance penalty Rp.5 .000,-
• Account closing fee Rp 20.000,-
• Book replacement fee Rp 6.500,-
• ATM-Debit Card monthly administration fee
  

1. Blue ATM-Debit Card Rp 1.000,-
2. Gold ATM-Debit Card Rp 2.000,-
3. Platinum ATM-Debit Card Rp 3.000,-
   

• ATM-Debit Card creation fee
  

1. Regular ATM Card
    a. Blue ATM-Debit Card Rp 3,000,-
    b. Gold ATM-Debit Card Rp 10,000,-
    c. Platinum ATM-Debit Card Rp 20,000,-
   
2. Visa ATM Card
    a. Blue ATM-Debit Card Rp 7,500,-
    b. Gold ATM-Debit Card Rp 10,000,-
    c. Platinum ATM-Debit Card Rp 20,000,-
3. ATM Card with Chip
    a. Blue ATM-Debit Card Rp 15.000,-
    b. Gold ATM-Debit Card Rp 20.000,-
    c. Platinum ATM-Debit Card Rp 25.000,-
   

• ATM-Debit Card Replacement Fee
  

1. Regular ATM Card
    a. Blue ATM-Debit Card Rp 5.000,-
    b. Gold ATM-Debit Card Rp 10.000,-
    c. ATM-Debit Platinum Card Rp 20,000,-
   
2. Visa ATM Card
    a. ATM-Debit Blue Card Rp 7,500,-
    b. ATM-Debit Gold Card Rp 10,000,-
    c. ATM-Debit Platinum Card Rp 20,000,-
   
3. ATM Card with Chip
    a. ATM-Debit Blue Card Rp 15,000,-
    b. ATM-Debit Gold Card Rp 20,000,-
    c. ATM-Debit Platinum Card Rp 25,000,-
   

• Interest Rate
  
  Interest Rate                                          Tiering
  Rp 0 - Rp 2.5 million                            0.00 %
  > Rp 2.5 million - Rp 10 million       0.25 %
  > Rp 10 million - Rp 50 million        0.45 %
  > Rp 50 million - Rp 500 million     0.60 %
  > Rp 500 million - Rp 1 billion         0.85 %
  > Rp 1 billion - Rp 2 billion                1, 25 %
  > Rp 2 Billion - Rp 5 Billion                1.60 %
  > Rp 5 Billion                                           1.60 %
  
  
•  TERMS OF THE PESIRAH SAVINGS GIVEAWAY
  

1. The Pesirah Savings Lottery is held once a year, namely in January for the Super Grand Prize and February for the Grand Prize (tentantive).
2. The Super Grand Prize screening was attended by all Bank Sumsel Babel Pesirah savers and was drawn first before the screening of the Grand Prize and other prizes.
3. Super Grand Prize is held centrally with prizes in the form of cash / house / other forms.
4. Grand Prizes are held at each Branch Office / Sub-Branch Office with prizes:
    a. Branch Office
    - 1 unit of four-wheeled vehicle per branch office organiser
    - 2 units of two-wheeled vehicle per branch office organiser
    - 1 unit of Television per branch office organiser
    - 1 unit of laptop per branch office organiser
    - 1 unit of Fridge per branch office organiser
    b.    Branch Office
    - 2 units of two-wheeled vehicles per branch office
    - 1 unit of Television per branch office
    - 1 unit of laptop per branch office
    - 1 unit of Fridge per branch office
5. Points Calculation
    a. Every multiple of Rp 100,000 (one hundred thousand rupiah) above the minimum balance is entitled to 1 (one) Grand Prize draw point and other prizes.
    b. Every multiple of Rp 100,000 (one hundred thousand rupiah) with an average minimum balance of Rp 5,000. 000,- (five million rupiah) is entitled to 1 (one) Grand Prize draw point.
    c. Every multiple of Rp 5,000,000,- (Five million rupiah) with an average minimum balance of Rp 25,000,000,- (Twenty-five million rupiah) is entitled to 1 (one) Super Grand Prize draw point.
    d. Lottery points are calculated based on the average daily balance divided by the number of days in the period.
   

• Pesirah savings owners can choose 3 three) ATM-Debit card options namely Blue, Gold and Platinum cards whose transaction limits can change at any time. To get the latest information about the types and transaction limits of these cards, can be accessed on the website https://www.banksumselbabel.com/id/product/cat/6/fasilitas-layanan/45/atm
   
• As a Pesirah Savings Customer, it is important for you to understand the following information in order to use this product comfortably and safely.
  

Simulation

FAQ

1. Customer Care Hotline 1500711
2. Customer Care Email contactcenter@banksumselbabel.com