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TAPERA Credit (Public Housing Savings)
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About TAPERA Credit (Public Housing Savings)
Get to know the product
- Credit for the ownership, construction, or repair of Houses for Tapera Participants. Tapera Credit is implemented to meet the needs of livable and affordable housing for Participants except foreign nationals, and Tapera Credit is implemented by taking into account policies in the field of housing and residential areas.
Name of Issuer
- PT Bank Pembangunan Daerah Sumatera Selatan and Bangka Belitung
Main Features
- Maximum Credit:
- KPR Tapera: The amount of the selling price of Tread Houses and Flats for Low-Income Communities is determined by referring to the policy stipulated by the minister who organizes affairs in the field of housing and residential areas.
- KBR Tapera: Rp132,000,000,-
- KRR Tapera: Rp88,000,000,-
- Term:
- KPR Tapera
a. Rumah Tapak : Maximum 30 years
b. Flat: Maximum 35 Years - KBR Tapera: Maximum 20 Years
- KRR Tapera: Maximum 10 years
- Interest rate of 5% for the duration of the loan
Benefits
- 5% interest rate fixed throughout the loan term
- Loan period up to 35 years
- Easy requirements
Risk
- If there are payment arrears, the debtor's credit history will be recorded on the Financial Information Service System (SLIK)
- There is an additional penalty fee if the debtor is in arrears of credit obligations
- Collateral can be repossessed if payment obligations are not fulfilled in accordance with the Credit Agreement
Requirements
- Tapera Participants are every Indonesian citizen and foreign citizen holding a visa with the intention of working in the territory of Indonesia for at least 6 (six) months who have paid Deposits (A sum of money paid periodically by the Participant and / or employer).
- To get Tapera credit, Tapera Participants must fulfill the requirements, among others:
- have a minimum participation period of 12 (twelve) months;
- belong to the Low-Income Community group;
- do not yet own a House; and / or
- use it to finance the first Home Ownership, Home Construction, or Home Repair.
- Other data/requirements according to the needs of the credit process.
Fees
- Regarding the fees charged, please contact the nearest Bank Sumsel Babel Branch Office directly.
Additional Information
- To get more information about Bank Sumsel Babel credit products, please visit the nearest Bank Sumsel Babel Branch Office or contact Customer Care Hotline 1500711.
Issuer Name
PT Bank Pembangunan Daerah Sumatera Selatan dan Bangka Belitung
Exclusive Benefits
More than just savings, our product offers added value for its loyal customers.
Annual Lucky Draw
A chance to win Grand Prize Luxury Cars, Cash, and hundreds of other electronic prizes drawn every year.
Insurance Protection
Free life insurance protection for customers with certain average balances, giving peace of mind to your family.
Competitive Interest Rates
Attractive and competitive savings interest rates calculated based on daily balance, keeping your savings growing.
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