Working capital loans and/or investment loans provided by Bank Sumsel Babel to farmers of oil palm, rubber and plantation products in supporting productive businesses that can increase income for families and fulfil community needs.
Name of Issuer
PT Bank Pembangunan Daerah Sumatera Selatan dan Bangka Belitung
Key Features
Maximum credit is adjusted to business needs and based on consideration of repayment ability.
Term:
Investment loan: maximum 12 years
Working capital loan: maximum 60 months
Risk
If there are payment arrears, the debtor's credit history will be recorded in the Financial Information Service System (SLIK).
There is an additional penalty fee if the debtor is in arrears of credit obligations
Collateral may be repossessed if payment obligations are not fulfilled in accordance with the Credit Agreement.
Requirements
Credit recipients are Farmers who have a minimum of 1 (one) year of business experience in the plantation sector.
Attach:
Photograph of husband/wife size 4 x 6 cm as many as 2 sheets
Photocopy of husband/wife ID card and Family Card
Copy of marriage certificate (for those who are married)
Risk-based Business Identification Number (NIB)
Other data/requirements as needed for the credit process.
Cost
Regarding the fees charged, please contact the nearest Bank Sumsel Babel Branch Office directly.
Additional Information
To get more information about Bank Sumsel Babel credit products, please visit the nearest Bank Sumsel Babel Branch Office or contact Customer Care Hotline 1500711.
