ALSITAN Credit (Agricultural Equipment and Machinery Business)
Enjoy modern transaction convenience with Bank Sumsel Babel. Trusted banking solutions for your future and family.
Attractive Interest
Competitive and rewarding interest rates
Fee Free
Free admin fees for certain balances
Safe & Guaranteed
Insured by LPS and supervised by OJK
About ALSITAN Credit (Agricultural Equipment and Machinery Business)
Get to know the product
- Investment credit devoted to the purchase of Agricultural Equipment and Machinery which is attempted as an Agricultural Equipment and Machinery taxi provided by Bank Sumsel Babel to Alsintan Credit recipients who obtain interest subsidies from the Government.
Issuer Name
- PT Bank Pembangunan Daerah Sumatera Selatan dan Bangka Belitung
Key Features
- Maximum credit :
Above Rp500,000,000.00 (five hundred million rupiah) up to Rp2,000,000,000.00 (two billion rupiah). - Term: Maximum of 5 (five) years.
Benefits
- Low interest rate
- The loan limit is quite large
- The loan period is quite long
- Easy application requirements
Risks
- If there are payment arrears, the debtor's credit history will be recorded in the Financial Information Service System (SLIK)
- There is an additional penalty fee if the debtor is in arrears of credit obligations
- Collateral can be repossessed if the payment obligation is not fulfilled in accordance with the Credit Agreement
Requirements
- Recipients of Alsintan Credit consist of:
- Micro, small, and medium enterprises in the agricultural sector;
- Micro, small, and medium enterprises from family members of employees who have a fixed income;
- Micro, small, and medium enterprises that are not the State Civil Apparatus, the Indonesian National Army, and the Indonesian National Police; or
- Micro, small, and medium enterprise groups in the form of farmer group associations
- Prospective recipients of Alsintan Credit must meet the following requirements:
- Not currently receiving KUR or government credit programs with productive purposes;
- Can only receive Alsintan Credit once; and / or
- Has never received commercial investment / working capital credit except:
a. Consumption credit for household purposes;
b. Ultra-micro scheme / scale credit or the like; and / or
c. Loans to information technology-based joint funding service companies or digital-based financing companies.
Fees
- Regarding the fees charged, please contact the nearest Bank Sumsel Babel Branch Office directly.
Additional Information
- To get more information about Bank Sumsel Babel credit products, please visit the nearest Bank Sumsel Babel Branch Office or contact the Customer Care Hotline 1500711.
Issuer Name
PT Bank Pembangunan Daerah Sumatera Selatan dan Bangka Belitung
Exclusive Benefits
More than just savings, our product offers added value for its loyal customers.
Annual Lucky Draw
A chance to win Grand Prize Luxury Cars, Cash, and hundreds of other electronic prizes drawn every year.
Insurance Protection
Free life insurance protection for customers with certain average balances, giving peace of mind to your family.
Competitive Interest Rates
Attractive and competitive savings interest rates calculated based on daily balance, keeping your savings growing.
Fast & Digital Services
Access our banking services more practically and efficiently online.
E-form Page
Register account opening or loan application online without queuing at the branch office.
Open E-form
COB Service
Optimize business cooperation through Cash Office Banking for integrated financial management.
Check COB details