Investment Credit
Enjoy modern transaction convenience with Bank Sumsel Babel. Trusted banking solutions for your future and family.
Attractive Interest
Competitive and rewarding interest rates
Fee Free
Free admin fees for certain balances
Safe & Guaranteed
Insured by LPS and supervised by OJK
About Investment Credit
Get to know the product
- Medium or long-term loans for the purchase of capital goods and services required for the rehabilitation, modernisation, or expansion of existing projects or the establishment of future projects refinancing, and/or investment-related needs.
Name of Issuer
- PT Bank Pembangunan Daerah Sumatera Selatan and Bangka Belitung
Key Features/Facilities
- Maximum credit is adjusted to the object of investment financed and the ability to pay.
- Non Revolving nature of credit
- Rupiah and foreign currency
- IDC facility and grace period during the project period
- Main collateral in the form of investment object financed
- Maximum credit period of 15 years to 20 years
Benefits
- Competitive interest rate
- Help finance the debtor's capital goods needs
- Increase the productivity of the financed debtor's company / business
Risk
- If there are payment arrears, the debtor's credit history will be recorded in the Financial Information Service System (SLIK)
- There is an additional penalty fee if the debtor is in arrears of credit obligations
- Collateral can be repossessed if payment obligations are not fulfilled in accordance with the Credit Agreement
Requirements
- Have a valid business legality
- Have NPWP and Financial Statement
- Business has been operating for at least 2 (two) years
Cost
- Regarding the fees charged, please contact the nearest Bank Sumsel Babel Branch Office directly.
Additional Information
- To get more information about Bank Sumsel Babel credit products, please visit the nearest Bank Sumsel Babel Branch Office or contact Customer Care Hotline 1500711.
Issuer Name
PT Bank Pembangunan Daerah Sumatera Selatan dan Bangka Belitung
Exclusive Benefits
More than just savings, our product offers added value for its loyal customers.
Annual Lucky Draw
A chance to win Grand Prize Luxury Cars, Cash, and hundreds of other electronic prizes drawn every year.
Insurance Protection
Free life insurance protection for customers with certain average balances, giving peace of mind to your family.
Competitive Interest Rates
Attractive and competitive savings interest rates calculated based on daily balance, keeping your savings growing.
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