Rural Small Business Credit (KUKPEDES)

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About Rural Small Business Credit (KUKPEDES)

Get to know the product

Working capital loans and investment loans in order to support productive business activities that can increase people's income intended for people with irregular income and people with fixed income.

Name of Issuer

Main Features

For people with non-permanent income of Rp500,000,000,- (five hundred million rupiah).
For people with fixed income of Rp300,000,000 (three hundred million rupiah).

Benefits

Supports the fulfilment of working capital and/or investment needs up to IDR 500 million.
Applicable to all business sectors, including agriculture, trade, industry, and other services
Competitive interest and easy terms
Aguna does not have to be certified
Installments as needed (monthly, seasonal etc.), instalment payments can be made at all Bank Sumsel Babel Branches/Capem/Kas Offices
Insurance can be covered:

Credit Life Insurance (AJK)
Accident, Health and Death Microinsurance (AMKKM)
My Home Micro Insurance and My Home Damage Micro Insurance and Business premises damage Micro Insurance

Risk

If there are payment arrears, the debtor's credit history will be recorded on the Financial Information Service System (SLIK)
There is an additional penalty fee if the debtor is in arrears of credit obligations
Collateral can be repossessed if payment obligations are not fulfilled in accordance with the Credit Agreement

Requirements

Cost

Regarding the fees charged, please contact the nearest Bank Sumsel Babel Branch Office directly.

Additional Information

To get more information about Bank Sumsel Babel credit products, please visit the nearest Bank Sumsel Babel Branch Office or contact Customer Care Hotline 1500711.