GRIYA SEJAHTERA FLPP CREDIT

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Competitive and rewarding interest rates

Free admin fees for certain balances

Insured by LPS and supervised by OJK

About GRIYA SEJAHTERA FLPP CREDIT

Get to know the product

Home ownership loan programme in collaboration with the Ministry of Public Housing, consisting of Griya Sejahtera Tapak Loan for the purchase of landed houses and Griya Sejahtera Susun Loan for the purchase of flats.

Name of Issuer

Key Features

Free of Insurance Fee
Maximum credit :
a. Tread Public House: IDR166,000,000 (Sumatera) and IDR173,000,000 (Bangka Belitung)
b. Public House Unit: IDR313,200,000 (South Sumatera) and IDR320,400,000 (Bangka Belitung)

Benefits

Risk

If there are payment arrears, the debtor's credit history will be recorded on the Financial Information Service System (SLIK)
There is an additional penalty fee if the debtor is in arrears of credit obligations
Collateral can be repossessed if payment obligations are not fulfilled in accordance with the Credit Agreement

Requirements

The applicant (husband/wife) does not yet own a house and has never received a government subsidy for home ownership.
Have an NPWP and Annual Income Tax Return (SPT Tahunan PPH) for individuals in accordance with applicable laws and regulations.
Salary and basic income not exceeding:

South Sumatra
General:
Unmarried Rp.8,500,000
Married Rp.10,000,000
One person for Tapera participants Rp.10,000,000
Bangka Belitung
General:
Unmarried Rp.9,000,000
Married Rp.11,000,000
One person for Tapera participants Rp.11,000,000

Cost

Regarding the fees charged, please contact the nearest Bank Sumsel Babel Branch Office directly.

Additional Information

To get more information about Bank Sumsel Babel credit products, please visit the nearest Bank Sumsel Babel Branch Office or contact Customer Care Hotline 1500711.