Product QRIS Bank Sumsel Babel | Bank Sumsel Babel
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Issuer Name

Facilities

Benefits

  1. Reach More Customers - Accept payments from all digital wallets and mobile banking without operator restrictions.
  2. Reduce Risk of Counterfeit Money & Robbery - No need to keep a lot of cash at the cashier.
  3. Automated Financial Records - All transactions are well-documented in the system.
  4. Fast & Efficient Processing - No need for cash change, speeding up transactions.
  5. No Additional Device Costs - No EDC machine needed, just a cell phone or static QR printout.
  1. Easy & Practical - No need to carry cash or cards, just scan QR and pay.
  2. Safe & Reliable - Transactions are directly processed through authorized bank and e-wallet systems.
  3. Fast & Efficient - No need to stand in long lines or wait for change.

Risks

Requirements

  1. Have a Clear Business (MSMEs, retail stores, restaurants, stalls, services, etc.).
  2. Have a Bank Sumsel Babel Account.
  3. Have an active cellphone number & email for registration and verification.
  1. Visit the nearest BSB Branch Office or register through the official application/website.
  2. Fill in the QRIS Registration Form with business & account data.
  3. Data Verification by the Bank (Validation process can take 1-3 working days).
  4. Merchants Get QRIS (In printed or digital form for use at the cashier).
  5. Merchants can start accepting QR payments from all digital wallet & mobile banking applications.

Fees

Additional Information

Benefits

  1. Increase Sales - Can receive payments from more customers without application restrictions.
  2. Recorded & Transparent Transactions - Facilitate financial & tax reports.
  3. Fast & Practical - No need to bother with cash or EDC machines.

Simulation

  1. Customer Opens Mobile Banking / E-Wallet Application (BSB Mobile, GoPay, OVO, etc.).
  2. Customer Scan QRIS Merchant available at the cashier.
  3. Customer Enters Payment Amount and Confirms with PIN/OTP.
  4. Merchant Receives Notification of Successful Payment within seconds.

     Simulation Example:
     a. Customers buy food at Warung Sederhana for Rp 50,000.
     b. Customers open BSB Mobile, select the Pay with QR menu, then Scan QRIS at the cashier.
     c. Customers enter the payment amount of Rp 50,000, then confirm with a PIN.
     d. The merchant receives a successful payment notification. The merchant receives a successful payment notification, and the transaction is complete.
  1. Merchant Displays Static QR at the cashier's desk or uses Dynamic QR from the merchant application.
  2. Customers Make Payments with e-wallet or mobile banking applications.
  3. Merchant Gets Successful Transaction Notification on mobile phone or merchant dashboard.

     Simulation Example:
     a. Warung Kopi Makmur registers for BSB QRIS, then receives a printed Static QR.
     b. Customers who want to pay simply scan QRIS with their payment application.
     c. After a successful transaction, the Merchant gets a notification on their mobile phone or digital receipt.

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