QRIS Bank Sumsel Babel

Enjoy modern transaction convenience with Bank Sumsel Babel. Trusted banking solutions for your future and family.

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Competitive and rewarding interest rates

Free admin fees for certain balances

Insured by LPS and supervised by OJK

About QRIS Bank Sumsel Babel

Get to know the product

A payment network that uses QR codes to help merchants accept payments from all QR-based applications in Indonesia such as BSB Mobile.

Issuer Name

Facilities

National Interoperability - Can accept payments from various digital wallet and mobile banking applications.
Fast & Easy Payment Process - Just a QR scan, no cash or card required.
Guaranteed Security - Transactions are encrypted with QRIS security standards from Bank Indonesia.
Support for Various Businesses - Can be used by MSMEs, retail, restaurants, transportation, and services.
No EDC Machine - Simply use Static QR (printed) or Dynamic QR (from merchant app).
Automatic Transaction Reports - Can be accessed through the dashboard or merchant application for financial records.

Benefits

Reach More Customers - Accept payments from all digital wallets and mobile banking without operator restrictions.
Reduce Risk of Counterfeit Money & Robbery - No need to keep a lot of cash at the cashier.
Automated Financial Records - All transactions are well-documented in the system.
Fast & Efficient Processing - No need for cash change, speeding up transactions.
No Additional Device Costs - No EDC machine needed, just a cell phone or static QR printout.

Easy & Practical - No need to carry cash or cards, just scan QR and pay.
Safe & Reliable - Transactions are directly processed through authorized bank and e-wallet systems.
Fast & Efficient - No need to stand in long lines or wait for change.

Risks

Internet Dependency - Requires a stable internet connection for transactions to run smoothly.
QR Scan Error - If you are not careful, you can send the wrong money to another merchant.
Fake QR Code Fraud - Merchants and customers must be careful of fake QRIS affixed to business premises.
MDR (Merchant Discount Rate) Fee - There are discounted transaction fees according to QRIS regulations

Requirements

Have a Clear Business (MSMEs, retail stores, restaurants, stalls, services, etc.).
Have a Bank Sumsel Babel Account.
Have an active cellphone number & email for registration and verification.

Visit the nearest BSB Branch Office or register through the official application/website.
Fill in the QRIS Registration Form with business & account data.
Data Verification by the Bank (Validation process can take 1-3 working days).
Merchants Get QRIS (In printed or digital form for use at the cashier).
Merchants can start accepting QR payments from all digital wallet & mobile banking applications.

Fees

Additional Information

Install / Update BSB Mobile app-->Transaction-->Payment-->QR Code (QRIS)-->Scan QRIS-->Input Nominal-->Enter nominal confirmation page-->Enter MPIN-->Transaction successful
Limit per transaction is limited to Rp 5,000,000,-
Limit per day is limited to Rp 10. 000,000,-
QRIS payments can be made at all merchants who can display QRIS according to templates that have been carried out by BI

Benefits

Increase Sales - Can receive payments from more customers without application restrictions.
Recorded & Transparent Transactions - Facilitate financial & tax reports.
Fast & Practical - No need to bother with cash or EDC machines.

Simulation

Customer Opens Mobile Banking / E-Wallet Application (BSB Mobile, GoPay, OVO, etc.).
Customer Scan QRIS Merchant available at the cashier.
Customer Enters Payment Amount and Confirms with PIN/OTP.
Merchant Receives Notification of Successful Payment within seconds.

Simulation Example:
a. Customers buy food at Warung Sederhana for Rp 50,000.
b. Customers open BSB Mobile, select the Pay with QR menu, then Scan QRIS at the cashier.
c. Customers enter the payment amount of Rp 50,000, then confirm with a PIN.
d. The merchant receives a successful payment notification. The merchant receives a successful payment notification, and the transaction is complete.

Merchant Displays Static QR at the cashier's desk or uses Dynamic QR from the merchant application.
Customers Make Payments with e-wallet or mobile banking applications.
Merchant Gets Successful Transaction Notification on mobile phone or merchant dashboard.

Simulation Example:
a. Warung Kopi Makmur registers for BSB QRIS, then receives a printed Static QR.
b. Customers who want to pay simply scan QRIS with their payment application.
c. After a successful transaction, the Merchant gets a notification on their mobile phone or digital receipt.

FAQ

Customer Complaint ProcedureCustomers can submit complaints to Bank Sumsel Babel through:
Call Centre: 1500711
WhatsApp: +62 811 1500 711
Email: contactcenter@banksumselbabel.com
Disclaimer
The customer has read and understood this product information before registering. Bank Sumsel Babel has the right to make changes to service features and policies in accordance with applicable regulations.